Tammy Allen-RhymesReal Estate & Mortgage Professional

Premier client services with smiles that extend past closing day!

My goal is to provide premier client service and create lasting relationships that go well beyond closing day. Whether you're buying your first home, investing in property, or preparing to sell, I’m dedicated to delivering a smooth and rewarding experience — every step of the way.With over a decade of experience in real estate, mortgage, and home warranty services, I bring a well-rounded perspective to every transaction. I'm a proud Bay Area native and longtime small business owner who’s been honored with awards like the City of Oakland’s Local Heroes Award. Still, the recognition that means the most to me is the trust and referrals I’ve earned from my clients over the years.I believe in honesty, transparency, and always putting your best interest first. My mission is simple: to help you reach your real estate goals with confidence, clarity, and care.

Client Reviews

I’m first time Home Buyer. Buying house in a first time its not easy job to do here in California. I
gave up 2 times but Tammy believe that she can do it. I’ve only known her less than 3 years but her
experienced say it all. She is as sharp as a tack, quick to respond and always gets the job done in a
professional manner. Whether you are buying or selling I would highly recommend Tammy for your
real estate needs. Tammy is an amazing agent to work with. She listens to your needs and opinions
and offers her expert advice. Once again ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ I gave you 5 stars because you deserved
it. Thank you very much and i will recommend you to my friends and family 💯💯As first time home buyers, we were really skeptical of all the processes documents, and the financial aspects. We were just looking around to see if anything fell into our budget and choices. We met a few agents and we dropped our plan to buy and thought of moving to another rental. Luckily we got in touch with Tammy through one of our families, and at the same time we found a house that we liked. Tammy made great sense in all the steps, from selecting one of the houses to writing the offer. She is experienced and she knows what it takes to get that first house. Tammy helped us get the house we wanted. Now that we have moved into our first home, we are really excited and thankful to Tammy for her support and guidance, without which this would not have been possible. Thanks Tammy Allen-Rhymes.

🔑 Services: Every Thing You Need To Get The Keys!

🏡 Home Buying Assistance
From first-time buyers to seasoned homeowners, I guide you through the entire home buying process — from understanding your options to closing with confidence.🏠 Home Selling Services
Let’s get your home sold with strategy and heart. I offer expert guidance on pricing, marketing, staging, and negotiations to help you achieve the best possible results.💰 Mortgage Loan Solutions
I provide access to a wide range of financing options to fit your lifestyle and financial goals:FHA & Conventional Loans – Great for first-time and repeat buyers.Bank Statement Loans – Ideal for self-employed individuals with non-traditional income.DSCR (Debt Service Coverage Ratio) – For investors using rental income to qualify.ITIN Loans – For buyers without a Social Security number but with documented income.Down Payment Assistance Programs – For qualified buyers needing financial support.✅ Pre-Approval Consultations
Not sure what you qualify for? I offer personalized pre-approval consultations to help you understand your buying power and prepare for a successful purchase.💳 Credit Readiness & Repair Support
If you're not quite ready to buy, I’ll help you create a plan. I offer guidance and trusted resources for improving your credit so you can reach your homeownership goals sooner.🏘️ Investor-Focused Financing
Whether you’re buying your first rental or adding to a growing portfolio, I offer tailored lending options for real estate investors focused on ROI and cash flow.

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